How it works

From application to funding in 4 simple steps.

Designed for business owners. No hard credit pull to check your offers.

01

Apply in ~5 minutes

Tell us about you, your property, and your business. Our streamlined application takes about 5 minutes — no paperwork required up front.

02

See your offers — no hard credit pull

We instantly check available offers using a soft credit inquiry. Reviewing your options will not affect your credit score.

03

Verify & finalize

Securely upload supporting documents like recent business bank statements. Our team reviews everything and prepares your final terms.

04

Get funded

A representative will reach out and walk you through the final steps with the bank to get funded. No appraisal required — typically about 7 days start to finish.

Why borrowers choose HomeLine.

Fast
Decisions in minutes, funding in days.
Secure
Bank-level encryption end-to-end.
Transparent
See your rate and terms before you commit.
Soft pull
Checking offers won't impact your credit.

◆ Available terms

Flexible options designed around your business cash flow.

Term Lengths

10 · 15 · 20 · 30

year terms

APR Range

6% – 12%

based on credit & equity

Structure

Revolving Line

draw as you need it

Ready to see your offers?

It takes about 5 minutes. Checking your offers will not affect your credit.

Start your application